Retirement Planning Happy Hour
Retirement Planning Happy Hour is where serious retirement conversations are had over a taste of Kentucky. Hosted by financial professionals in the heart of bourbon country, we blend insightful discussions on financial planning, investing, taxes, and life in retirement, with a splash of Kentucky charm. Whether you’re nearing retirement or already enjoying it, pull up a chair, pour a glass, and join us as we explore how to make the most of your next chapter—on your terms.
Retirement Planning Happy Hour
Things You Should Know About Insurance
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In this episode, we break down the essential things you need to understand about insurance—because what you don’t know can cost you the most. From the myth of “full coverage” to how auto policy numbers actually work, we explain what your insurance really covers (and where the gaps are).
We also dive into the risks of minimum coverage, the reality of uninsured and underinsured drivers, and why choosing the cheapest policy isn’t always the smartest move. You’ll learn how to properly shop for insurance, what independent agents actually do, and how to make sure your policy aligns with your financial goals.
On top of that, we cover homeowner essentials like total replacement cost, loss of use coverage, and how umbrella policies protect your net worth. Plus, we explain how deductibles impact your premiums—and how to think about risk in a smarter, more strategic way.
If you’ve ever assumed you’re “fully covered,” this episode will change how you see insurance—and help you protect everything you’ve worked for.
Schedule Your Personalized Risk-Off Strategy Session Now!
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Website: Family Wealth Planning Partners
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